Everything your accountant does. Free.

VoxaMTD is a free MTD platform with open banking and a dedicated landlord dashboard. Its paid plans add a live AI accountant and voice tax advice. Built for the 864,000 UK sole traders and landlords affected by the April 2026 mandate.

Alex AI Accountant

Your tax accountant, available 24/7. Conversational voice AI that reads your live financial data. Ask anything by voice, in chat or on WhatsApp. He knows your income, expenses, tax estimate, deadlines, and uncategorised transactions.

MTD Submissions

File directly to HMRC every quarter. Direct production API connection. Quarterly updates and the year-end tax return (final declaration), due by 7 August, 7 November, 7 February and 7 May, then 31 January. Files directly to HMRC.

Open Banking

Your bank, connected automatically. Open banking by Finexer Ltd, FCA authorised (FRN 925695). Works with any UK bank. Transactions imported automatically. No manual entry.

AI Categorisation Engine

Every expense sorted with 95% accuracy. AI categorises every imported transaction against HMRC expense categories. Handles Subsistence, Travel, Software, Equipment, Home Office, Mileage, and more.

Tax Optimisation Engine

Find savings you didn't know existed. 9 detection rules scan your transactions for unclaimed reliefs: mileage allowance, home office, software subscriptions, training costs and more.

Landlord Dashboard

Built for landlords, not bolted on. Section 24 mortgage interest calculator, capital allowances tracking, property income by property, and annual HMRC submission support.

Invoicing

Send invoices, get paid, track everything. Create and send professional invoices that sync with your transaction history and feed into your tax estimate.

Receipt Scanner

Snap a receipt, done. Claude Vision OCR reads receipts and extracts merchant, amount, date, and category automatically.

Mileage Tracker

Log business journeys manually or via GPS and see your mileage claim. Syncs with your tax estimate.

Accountant Agent Portal

For accountants with multiple clients: follow each client's MTD obligations and submitted figures at voxamtd.com/agents. £3/client/month.

Frequently Asked Questions

Is VoxaMTD really free?

Yes. MTD submissions, open banking, AI categorisation, and the landlord dashboard are free forever. No credit card required.

What is Alex AI?

Alex is a conversational voice AI accountant that reads your live financial data and answers tax questions 24/7, by voice, SMS or WhatsApp.

When is MTD mandatory?

April 2026 for income over £50,000. April 2027 for income over £30,000. April 2028 for income over £20,000.

Do I need to switch banks?

No. VoxaMTD connects to any UK bank through open banking by Finexer (FCA authorised). You don't need a specific bank.

What makes VoxaMTD different from Xero or QuickBooks?

VoxaMTD is free for core MTD compliance and has a dedicated landlord dashboard with Section 24 calculations. An AI voice accountant is available on the paid plans. Features competitors charge £20-75/month for.

Can I use VoxaMTD for both self-employment and rental income?

Yes. VoxaMTD handles both income types in one dashboard and one login, and sends a quarterly update for each business, as HMRC requires.

MTD is here. Get compliant in 5 minutes.

Free forever for core MTD compliance. No credit card required.

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