Is QuickBooks Self-Employed worth the price for MTD ITSA in 2026?
VoxaMTD vs QuickBooks — feature by feature
| Feature | VoxaMTD | QuickBooks |
|---|---|---|
| Entry price | Free | £12/month (Self-Employed) |
| Landlord / per-property tracking | Yes (free) | Plus plan only — £47/month |
| AI voice accountant | Yes (Alex) | No |
| Open banking with any UK bank | Yes (Finexer) | Yes |
| Section 24 automatic handling | Yes | Manual |
| Receipt capture (mobile) | Yes | Yes |
| HMRC-recognised MTD ITSA | Yes | Yes |
| Hybrid sole-trader + landlord | Single flow free | Plus plan + manual setup |
Frequently Asked Questions
Is QuickBooks free for MTD?
No. QuickBooks Self-Employed starts at £12/month and the Plus tier needed for landlord features is £47/month. There is no permanent free tier in the UK.
Does QuickBooks support MTD ITSA quarterly submissions?
Yes. QuickBooks is HMRC-recognised for MTD ITSA and submits quarterly updates and final declarations directly to HMRC.
Does QuickBooks handle Section 24 mortgage interest?
QuickBooks lets you record mortgage interest as a transaction but does not automatically apply the 20% basic-rate tax credit on the final declaration. You or your accountant configure this manually.
Is VoxaMTD a good QuickBooks alternative?
Yes for sole traders and landlords filing personal MTD ITSA. VoxaMTD is free, handles Section 24 automatically, and includes Alex (voice AI accountant). QuickBooks remains stronger for VAT-registered businesses and limited-company accounting, which VoxaMTD does not target.
Can I switch from QuickBooks to VoxaMTD mid-tax-year?
Yes. Export your transactions and categories from QuickBooks as CSV, import into VoxaMTD, and reconnect your bank account via Finexer open banking. The first quarterly submission can run from the new system without re-filing prior submissions.
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