MTD Blog

Expert guides on Making Tax Digital, quarterly submissions, tax deductions, and compliance for UK sole traders and landlords.

Account reconciliation guide for UK sole traders 2026

Master account reconciliation for UK sole traders and landlords with this complete 2026 guide to MTD compliance, step-by-step processes and free software.

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HMRC's role in Making Tax Digital: what you must know

Confused about what HMRC actually does in Making Tax Digital? Learn exactly what HMRC handles, what you must do yourself and how to stay MTD compliant.

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How to submit your tax return digitally: MTD 2026 guide

Submit your UK tax return digitally and stay MTD compliant from April 2026 — sole trader and landlord guide to deadlines, software and quarterly updates.

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Maximise your tax deductions: types for self-employed

How self-employed UK taxpayers pick the right tax deductions under MTD — cash basis vs actual expenses, allowable costs and which method maximises relief.

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MTD terminology explained for sole traders and landlords 2026

Essential MTD terminology for 2026 compliance — clear plain-English definitions of quarterly updates, digital records and final declarations for HMRC.

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The role of accountants for UK sole traders: Compliance

How UK accountants help sole traders with MTD ITSA compliance, Self Assessment filing and year-round financial advice ahead of the April 2026 mandate.

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Smart rental income tax tips for UK landlords 2026

Proven rental income tax tips for UK landlords in 2026 — claim allowable expenses, navigate Section 24 and prepare for Making Tax Digital with free tools.

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UK sole trader bookkeeping guide for Making Tax Digital 2026

UK sole trader bookkeeping for Making Tax Digital 2026 — quarterly updates, compliant systems and time-saving strategies to simplify HMRC submissions.

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What is Making Tax Digital? The Complete Guide for UK Sole Traders and Landlords (2026)

Making Tax Digital for Income Tax is live for UK sole traders and landlords above £50,000 — what changed, what to do and how to stay compliant for free.

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Best Free MTD Software UK 2026: The Complete Comparison

864,000 UK sole traders and landlords need MTD software from April 2026 — compare every free and paid option (Xero, QuickBooks, FreeAgent, Sage, VoxaMTD).

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Alex AI Accountant: How VoxaMTD's Voice AI Reads Your Live Tax Data

Alex AI is VoxaMTD's voice accountant — the only AI inside MTD software with live access to your real financial data. How it works and why it's different.

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MTD for Landlords 2026: Section 24, Quarterly Submissions, and What Changes Now

UK landlords above £50,000 must file quarterly MTD updates to HMRC — what changes, how Section 24 interacts with MTD and the free software that handles it.

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VoxaMTD vs QuickBooks vs FreeAgent vs Xero: Which MTD Software is Right for You?

An honest comparison of the four main MTD software options for UK sole traders and landlords in 2026 — real pricing, real features and honest verdicts.

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Free MTD Software for Landlords 2026 — No Bank Lock-in Required

The only free MTD ITSA software built for landlords AND sole traders — HMRC-recognised, FCA AIS-agent open banking via Finexer, works with any UK bank.

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MTD ITSA for £30,000 Earners: What Happens in April 2027

From April 2027, MTD ITSA extends to anyone earning over £30,000 from self-employment or property — here's exactly what you need to do now to prepare.

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Free MTD Software That Doesn't Require a NatWest Account

FreeAgent is only free if you bank with NatWest, RBS, Mettle or Ulster — VoxaMTD is free for everyone with Barclays, HSBC, Lloyds, Starling and Monzo.

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MTD ITSA Agent Portal for Accountants — £3/Client/Month

VoxaMTD's agent portal lets accountants file MTD ITSA for all clients at £3/client/month. Compare vs Xero (£14), FreeAgent (£19+), and QuickBooks (£15+).

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MTD Software with Voice AI — Meet Alex, the UK's First AI Tax Accountant

VoxaMTD includes Alex — a voice AI accountant that reads live transactions and answers tax questions 24/7 on quarterly estimates, expenses and deadlines.

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MTD ITSA for Side Hustles: Does Your Extra Income Qualify?

If your side hustle and rental income combined exceed £50,000, you're in scope for MTD ITSA from April 2026 — here's exactly what that means in practice.

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MTD ITSA Penalties in 2026 — What the Soft Landing Actually Means

HMRC's MTD ITSA soft landing means no quarterly-update points in 2026/27 Year 1 — but late-payment and Final Declaration penalties still bite. Read on.

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MTD ITSA If You're Both a Landlord and Self-Employed

If you earn from both self-employment and property, MTD ITSA needs both income streams filed — most software handles one. VoxaMTD handles both for free.

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Do You Need to Pay for MTD Software?

Most MTD ITSA software costs £5–£20/month. But there are genuinely free options — and some aren't as free as they claim. Here's the honest comparison.

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MTD for Landlords: What You Must Do Now

MTD for Income Tax is live for landlords earning over £50,000. Here is what you must do, when your quarterly updates are due, and how to file for free.

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Gas Safety Certificate Rules for Landlords

What the CP12 gas safety certificate requires: the annual check, the 28-day tenant rule, how long to keep records, and why it now matters for Section 8.

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EICR Requirements for Landlords

What an EICR requires: the five-year cycle, the 28-day tenant rule, what C1, C2 and C3 codes mean, and the penalties for letting with an expired report.

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How to Prove Your Rental Property Is Compliant

Being compliant is not the same as proving it. Here is what landlords now need to evidence, why it matters after Section 21, and how to keep records that hold up.

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Section 24 Explained for Landlords

Section 24 stops landlords deducting mortgage interest and gives a 20% credit instead. Here is how it works, who it hits, and why it inflates your tax bill.

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Allowable Expenses for Landlords (2026)

What landlords can and cannot claim against rental income: the full list of allowable expenses, the repairs-versus-improvements trap, and how Section 24 fits.

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